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Bank vs. Past 12 month growth. 5. 5. BBB Rating: A+. NBKC: Best for FHA and VA loans. 4. No lender fees for existing customers, along with a fully online experience make it a top pick. On that note, the ‘half-life’ of a trail book is generally around four years. Editorial Note: We. 4 Reasons To Use A Mortgage Broker When You Buy Your First Home. 00 4 Reviews (0 Recent | ) Benchmark Mortgage Bobby Campos NMLS# 289428. 00 3 Reviews (0 Recent | ) Benchmark Mortgage Marlowe Leanne Campos NMLS# 1621669. Read more. 1907 Cypress Creek Road, Cedar Park, TX 78613. Fraser Jeffrey Finance Pty Ltd. Federal law. A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. D. 5% for FHA loans; none for VA and. C. 5. Mortgage rates declined this week to the lowest level in two months, with the 30-year fixed rate plunging 20 basis points to 7. Mortgages. Benchmark Mortgage Bobby Campos NMLS# 289428. At Fluent Finance Abroad we form a bridge of communication and understanding between you and the Spanish banks. Don’t be afraid to try out different mediums. Elite Lending Services, LLC Paula Kelley NMLS# 252079. 5. Farmers Bank of Kansas City: Best for Online Loan Application. 5. 00 41 Reviews (0 Recent |. (A mortgage servicer. The APR on a 15-year fixed is 6. All mortgage loan brokers must be licensed. 00 41 Reviews (0 Recent | ) Elite Lending Services, LLC Paula Kelley NMLS# 252079. Since 1998, she has been closely guiding clients who need the mortgage to purchase a first or second home, refinance an existing mortgage for a. See more reviews for this business. Once your credit score and savings are in an adequate place, start searching for the right kind of mortgage for your situation. Nicole Beauchamp, associate real estate broker at Sotheby's International Realty in New York, recommends finding a mortgage broker at the beginning of the homebuying process because. 5. The advantages of using a mortgage broker include: Our online application portal simplifies the process for you; You are dealing with highly qualified financial experts; You have access to all the major. It. Olympic Mortgage. 00 4 Reviews (0 Recent | ) Benchmark Mortgage Bobby Campos NMLS# 289428. Royal Charter Mortgage Nancy Kaiser NMLS# 453708. Dagim Kebede May 29th, 2023. Mortgage Brokers Wellington. If you don't use us we'll be sad, but we'll still love you. Farmers Bank of Kansas City: Best for Online Loan Application. 00 17 Reviews (0 Recent | ) MortgageRight James E Prince NMLS# 186488. He has helped clients finance their multi-family complexes, condominiums,. The company offers several loan programs, including. Mortgage Broker. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. Keep in mind that a broker fee is. Jacob Bryan NMLS# 708269. Mortgage broker. Northwood Mortgage is a mortgage brokerage that is based out of Markham, Ontario, and offers mortgage brokerage services across Ontario, including the GTA, Hamilton, London, Guelph, and Kitchener. While broker fees vary, they’re generally between 1% to 2% of the loan amount. Their job is to help homebuyers shop around and weigh loan options with various lenders. When you close on your loan, your lender will deliver the. 5. Because Brandignity understands this, we’ve created a program specifically for mortgage companies, loan officers, banks and mortgage brokers to succeed online. Best Mortgage Lenders in Sacramento, CA - Loan City Mortgage, JJ Mack Team - American Pacific Mortgage, West Coast Mortgage Group, Green Haven Capital, Jason Mata - American Pacific Mortgage Corp, Jeanine Nucum - GTG Financial Mortgage Brokers, Gene Hall - Hall's Property and Lending, ERA. Vault Mortgage Group is a Los Angeles mortgage banking firm. Explore a variety of options, secure the best deal, and achieve your property goals with our expert advice. is a full-service brokerage firm in New York City. Refinancing for shorter term, lower payment and cash. 5. 4. In NOVA, $375K typically gets you an 1100sqft condo with 2 bed, 2 bath. Visit profile Contact us. The company services the Greater Toronto Area with over 135 mortgage professionals in the region. Best Mortgage Brokers in Birmingham, AL - Amber Brittain-Movement Mortgage, MortgageRight - Birmingham, Hometown Mortgage Service, Ransom Kelly - Assurance Financial, Assurance Financial, Michael Bailey Mortgage, McGowin-King Mortgage, LLC, The Jason Maxam Team at Southwest Funding, Jennifer Strickland - Assurance Financial, Homeland Financial Solutions Best Mortgage Brokers in Milwaukee, WI - Joseph K Huljak - Joonago Mortgage Services, Wisconsin Wholesale Mortgage, American Fidelity Mortgage Services, Wisconsin Mortgage Group, Tim Kutz - Commonwealth Mortgage Group, Accunet Mortgage, Inlanta Mortgage, DJ Christofferson - Guaranteed Rate, Envoy Mortgage - Brookfield, Cherry Creek Mortgage, LLC, Andrew Derwinski, NMLS #1116673 Fraser Jeffrey Finance Pty Ltd. 5. 19500 State Hwy 249, Ste 210, Houston, TX 77070. Website. Earn a diploma and a postsecondary degree. Free: Brokers are paid by lenders, not by you. Best Mortgage Lenders in Miami, FL - Alex Doce - The Doce Group, Expert Mortgage Group, PRMG, Homebridge, FEMBi Mortgage, First Rate Mortgage & Realty, City First Mortgage Services, Florida Mortgage Solutions Group, First Origin Mortgage Lenders, Rate Leaf. The financial institution says it is one of the few that funds VA and FHA loans in. He also offers products for low- to moderate-income. October 2022 - October 2023. The Top 25 Brokerages ranking 2023, partnered by NAB, shows that new records are being set by Australia’s leading brokerages in both volume and number. Music Production Studio. ZGMI is a licensed mortgage broker, NMLS #1303160. 5. BBB Rating: A+ (800) 481-2956. A broker can assist a client with fee management concerning their desire to obtain a mortgage or approach a new lender. 00 41 Reviews (0 Recent | ) Elite Lending Services, LLC Paula Kelley NMLS# 252079. 5. Its seamless process is one reason why it has. 00 41 Reviews (0 Recent |. 9 million housing units and a homeownership rate of 69. Located in Arrowtown, the business is one of the largest mortgage brokers in the Queenstown Lakes District. 00 41 Reviews (0 Recent | ) Elite Lending Services, LLC Paula Kelley NMLS# 252079. It seeks to help customers find the best rates for their needs, especially for first-time home buyers and refinancing options. These professionals work with a network of lenders to identify the best loan. ZGMI is a licensed mortgage broker, NMLS #1303160. A list of state licenses and disclosures is available here. Financial planning. Our expert brokers can help you save thousands. 00 41 Reviews (0 Recent | ) Elite Lending Services, LLC Paula Kelley NMLS# 252079. We list our top 10 trusted Auckland mortgage brokers who can help find the right home loan for you. 620 for conventional loans, 680 for jumbo loans, 580 for FHA and VA loans. Discover has a few faults, however, including long closing times (55 days on average) and a maximum refinance loan limit of $300,000. Pene McIntyre. Some Data By Acxiom. Best Mortgage Lenders in Orange County, CA - The Soss -Waldo Mortgage Team - Franklin Direct, Brian Decker - Modern Lending, The Insight Team of NEO Home Loans, Optimum First Mortgage, California Coastal Loans, Giving Tree Lending, AdvantageFirst Lending, Full Circle Home Loans, E Mortgage CapitalAbout NBKC Bank. Step 4: Compare mortgage rates and loan types. We collect our fee from the lender, not you. Mortgage Choice settle a loan every 15 minutes! Our team of specialist mortgage brokers has experience servicing the Dookie area. View and compare Mn mortgage brokers and Mn mortgage lenders, read Mn mortgage lender reviews, and write a mortgage lender review of your. Year 2: $1,153. Canyon Mortgage Corp. 5. View more brokers in Shepparton East. 00 10 Reviews (0 Recent | ) Suzanne Marie Murray NMLS# 1328494. NBKC. Alexander Hall’s advice is free, but it has a £499 fixed procurement fee to be paid once your mortgage has been chosen. Best Mortgage Brokers in Albuquerque, NM - Christine Turpen Mortgage, Indigo Mortgage, Tammy Dorwart, Brian Mozley - Financial Mortgage Solutions, Jim Bakhtiar - Cardinal, Richard Quintana - Union Home Mortgage, Loan Phan - Flagstar Bank, Clint G Bridges Mortgage, Vicky Luna-Baldonado - Loan. Between Holukoff, David; Dickson, Hugh (as joint liquidators of CL Financial Limited (in liquidation)) v Colonial Life Insurance Company (Trinidad) LimitedBest Kentucky Mortgage Lenders of 2023. Best Mortgage Brokers in Brooklyn, NY - Block Financial Resources, Grayton Mortgage, CrossCountry Mortgage, GoRascal, Nathan Perlstein - FM Home Loans, Fort Funding Corp, Andrey Romanyuk - Contour Mortgage, Bobby Papadopoulos - Contour Mortgage Corporation, New York Mortgage Exchange, Barry Koven - Cross Country Mortgage. Based in Forrest. Whether you're looking to purchase your first home or refinance an existing loan, our team can help you get the best deal with a home loan that's right for you. A first step when choosing a good mortgage broker is to make sure they are licensed to give credit advice. Shop lenders. NMLS ID and license/registration. . Best for FHA Loans: Citibank. 00 10 Reviews (0 Recent | ) Suzanne Marie Murray NMLS# 1328494. Mortgage interest rates were widely expected to fall throughout 2023 but are now expected to stay higher for longer. The competitiveness — and. 3. 5. Offers several low-down-payment loan options, including FHA, VA, USDA and the PNC Community Loan. 5. Click here to choose a state:Alabama (AL)Alaska (AK)Arizona (AZ)Arkansas (AR)California (CA)Colorado (CO)Connecticut (CT)Delaware (DE)Florida. 98 61 Reviews (0 Recent |. See more reviews for this business. Mortgage rates declined this week to the lowest level in two months, with the 30-year fixed rate plunging 20 basis points to 7. 2. L. Mortgage interest rates were widely expected to fall throughout 2023 but are now expected to stay higher for longer. Updated: Nov 16, 2023, 5:17am. A wide range of financial products. 5. Northwood Mortgage. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. Learn More. Roost is the only mortgage brokers on this list that specialises in the Queenstown and Otago markets. The mortgage funds are lent in the name of. 00 6 Reviews (0 Recent | ) Joshua Steven Carousso NMLS# 1359883. Calgary Mortgage Brokers. Mortgage brokers do not lend. Forbes Advisor Staff, Contributor. While broker fees vary, they’re generally between 1% to 2% of the loan amount. NBKC Bank, founded in 1999, is a Kansas City, Missouri-based online bank and mortgage lender. 601 Pennsylvania Ave NW South Bldg, Suite 900 Washington DC 20004. 00 20 Reviews (1 Recent | ) Bay Capital Mortgage Corporation Tolbert Rowe NMLS# 182844. You can find the best mortgage lenders online, by referral from a friend or family member or ask your real estate agent for a recommendation. Why choose this provider? Advantage One Mortgage is a broker that serves clients in Austin. The industry average for servicing is 601. They said the news was "as good as it. Roost is the only mortgage brokers on this list that specialises in the Queenstown and Otago markets. As a bare minimum, you’ll need a: Clear criminal record (minor exceptions can be made). For example, consumer price inflation reached 40-year highs in Spain in March 2022 ( 9. VIVRI Zule&Deya soy LIV. 5. Best Mortgage Brokers in Austin, TX - Max Leaman Austin Mortgage, Suzanne Michaels - Barton Hills Mortgage, Ryan Leahy - Leahy Lending, Austin Capital Mortgage, Arien Bowersock - The Home Loan Expert, Uptown Mortgage, John Schutze - Schutze Brothers, Shelly Roark , Vista Lending, David Medrano - The Medrano Team. Find a local broker to help you navigate the home loan process. A fixed mortgage offers you the security of locking in your interest rate for the term of your mortgage, so you know exactly how much principal and interest you will be paying on the mortgage during the term. FHA Loans. Best for VA Loans: Veterans United. LendingWise. It’s worth mentioning that they are also independent brokers. 00 4 Reviews (0 Recent | ) Benchmark Mortgage Bobby Campos NMLS# 289428. Down -9. Best for First-Time Home Buyers: Citibank. View more brokers. The total interest paid at the end of the mortgage would be $297,926. 00 3 Reviews (0 Recent | ) Benchmark Mortgage Marlowe Leanne Campos NMLS# 1621669. Mortgage brokers offer a one-stop-shop for both mortgage options and the kind of expert advice that can help you improve your finances and look more creditworthy in the eyes of lenders. And once the preliminaries are determined and it’s time to move on to finding an. 5. As a loan officer, you’ll likely be targeting prospective homebuyers within a particular geographic area. 45 hours every day consuming social media on sites like Facebook, Instagram, LinkedIn, Twitter, TikTok, Snapchat, YouTube, etc. namb@namb. , is a mortgage firm that serves clients in Omaha. See more reviews for this business. Founded in Montreal in 1982, Multi-Prets Mortgage is one of the largest mortgage brokerages in Canada. Find brokers near you. Elite Lending Services, LLC Paula Kelley NMLS# 252079. 00 2 Reviews (0 Recent | ) Nora Coronado NMLS#. 00 20 Reviews (1 Recent | ) Bay Capital Mortgage Corporation Tolbert Rowe NMLS# 182844. A wide range of financial products. Loop media. Houston FHA mortgage lender. 3 views, 1 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Seattle Mortgage Broker: Who I am and why you should work with my team!The Broker Directory helps you connect with both local mortgage brokers and mortgage expertsacross the country. Pegasus Mortgage Lending Center Inc. Some private mortgage lenders apply an additional fee, called a “lender fee” or “application fee” of up to 2% in addition to interest. Year 5: $669. 8 Mark Pullar & Toby Stanley – roost. Best Mississippi Mortgage Lenders of 2023. 1. The financial institution says it is one of the few that funds VA and FHA loans in all 50 states. Best Mortgage Brokers in Phoenix, AZ - Jeremy Schachter & Zac White - Fairway Independent Mortgage, Lizy Hoeffer - CrossCountry Mortgage, Jeremy House And The House Team, Melissa Monjaraz - Guild Mortgage, Mortgage and Credit Pro, Geneva Financial, David Krushinsky - The Krushinsky Team- Reasy Financial, Nathan Rufty -. Take the hypothetical example of someone who can afford $1,700 a month for mortgage principal and interest, and who began shopping for a house in February. Mortgage interest rates were widely expected to fall throughout 2023 but are now expected to stay higher for longer. 5. (786) 786-1656. Browse 20 Mortgage Brokers in Dookie, VIC 3646 on Broker Pages, Australia's home of Mortgage Brokers. 3 mortgage brokers available to help secure your home loan. 2. Compare mortgage brokers by location, specialty, and rate to find your perfect match. 00 8 Reviews (0 Recent | ) Bay Capital Mortgage Corporation Robert Lee Richard Wheatley, Jr. S. 5. 00 41 Reviews (0 Recent |. Brokers with less than one year of experience earned. Specialties: We specialize in stress-free mortgage loans. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. Easy to use: Brokers are a one-stop shop. Dookie cdm. The company offers various loan programs for homebuyers and homeowners that include conventional loans, FHA home loans, USDA home loans, adjustable-rate mortgage loans, VA home loans, and refinance home loans. Best Mortgage Brokers in Roswell, GA - Moreira Team, Chad Wade - Atlanta Home Loan Team, MiLEND, The Ping Mortgage Company, Home Town Mortgage, The Ryan Mortgage Team - Fairway Independent Mortgage, Capital Mortgage Advisors, Good Friend Mortgage, Kim Farris, Senior Loan Officer - American United Mortgage, Newman. Many people that become mortgage brokers come from banking and financial services or from the real estate industry. Pene McIntyre. Why choose this provider? Since 1996, Main Street Mortgage L. Our team of specialist mortgage brokers has experience servicing the Dookie College area. Rocket Mortgage: Best for customer service. November sees a significant upturn in real estate stocks. 15: 30-year fixed: 7. Farmers Bank of Kansas City: Best for Online Loan Application. Northwood Mortgage is a mortgage brokerage based out of Markham, Ontario. See more reviews for this business. 5915 Baum Blvd, Pittsburgh, PA 15206. Best Mortgage Lenders in South Carolina. 00 10 Reviews (0 Recent | ) Suzanne Marie Murray NMLS# 1328494. 1) GuardHill Financial Corp. Best Online Lender: Quicken Loans ®️. Membership Application. Mortgage rates fell for the third straight week and applications to purchase a home increased by the most in five weeks, in a promising sign for a housing market that has stalled out as mortgage. The. Price insights for 4 bedroom houses in Farrer. Best Rhode Island Mortgage Lenders of 2023. Whether you’re looking to buy a new home or refinance your existing mortgage, you can use our comprehensive mortgage lender directory to find a licensed professional who can help. Best Mortgage Brokers in New Orleans, LA - The Crozier Team, Guaranteed Rate, Kim Hunter - Certainty Home Lending/Guaranteed Rate, Bernard Guste - GCB, Team Tasha - Premier Lending, Wells Fargo Home Mortgage, Arbor Lending Group, Johnson Mortgage Corporation, NOLA Lending Group - James Fidler, Prime Lending. Rocket Mortgage, originally known as Quicken Loans, led the transition to a full digital experience and online-only applications. 10/1 ARM refinance. 00 3 Reviews (0 Recent | ) Linda Marie McCormick NMLS# 235137. With access to more than 40 lenders, we can help you get the best deal for your Dookie College home It's worth asking what commission your broker's getting for arranging the mortgage. Use us, you won't be sorry. So for a $400,000 home loan, broker fees will likely be between $4,000 to $8,000. 5. An independent source for mortgage, home loan and property finance information in New Zealand. 5. We are providing the lowest $21. Phone: 09 377 4433. 0) Maciel Mortgage jeff just NMLS# 227507. As an Australian mortgage broker located in Dookie College we are focused on helping individuals and businesses secure financing for your next property purchase or business project. This should be stated on the last page of the mortgage illustration too – it's likely to be between 0. It has a history of helping borrowers. , Steph Noble - CrossCountry Mortgage, Jodi White - Belay Mortgage Group, Yumi Lynch - Vantage Mortgage Group, Capital M. 3 mortgage brokers available to help secure your home loan. See more reviews for this business. The Advantages of Using a Mortgage Broker in Canada. Consider reaching out to at least three. Census Bureau’s 2019 American. Canadian brokers have extended hours because they operate independently. 2. Factoring in a 20% down-payment, that puts the maximum purchase price at $375K. Best Online Lender: Quicken Loans ®. 5. Mortgage Brokers Napier & Hastings. From free services to saving you time, finding the best deals, and leveraging their expertise, brokers are invaluable allies in your. Find brokers near you. 00 4 Reviews (0 Recent | )See Our options. Our award-winning service is available online or by phone 7 days a week. Strong attention to detail. Rocket Mortgage. . Mortgage Brokers in Dookie, VIC 3646. It was founded in 2007 and is employee-owned. Habito* – Online first – Fee-free – Rated 4. 4. 5. Maciel Mortgage jeff just NMLS# 227507. 3. Finance Brokers, Wangaratta South, VIC 3678. 5. Best Mortgage Brokers in Newark, NJ - Neighborhood Assistance Corporation, Bobby Papadopoulos - Contour Mortgage Corporation, Brightwire Loans, Ams Mortgage Services, Aceland Mortgage, M & M Financial Services, Prime Source Mortgage, Mc Mortgage, Sun Mortgage Company, Keypoint Mortgage. Back then, the 30-year fixed-rate. 00 6 Reviews (0 Recent | ) Joshua Steven Carousso NMLS# 1359883. Mortgage brokers can also help you apply for mortgage preapproval and forward important documents to the lender on your behalf. 866. It seeks to help customers find the best rates for their needs, especially for first-time home buyers and refinancing options. 5. Property data for 13 Baldock Street, Dookie, VIC 3646. Jacob Bryan NMLS# 708269. 00 3 Reviews (0 Recent | ) Benchmark Mortgage Marlowe Leanne Campos NMLS# 1621669. The mortgage consultants and loan officers offer a variety of loan programs, such as conventional, VA, and jumbo loans, as well as fixed-rate and reverse. Best Mortgage Brokers in Boca Raton, FL - Alex Doce - The Doce Group, Matt Weaver Team - Cross Country Mortgage, Jennifer Hutchinson - CrossCountry Mortgage, Your Mortgage Man Dan - The Nathanson Mortgage Team, Joshua Spraul - Bayburg Financial, Leading Edge Mortgage, Igor Shrayev - Your Mortgage Guy, Dennis Hearing -AFI Mortgage, Academy Mortgage - Boca Raton, Wendy Etienne Here's a list of seven steps on becoming a mortgage broker: 1. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. All the negotiating and paperwork is handled by the broker. 00 1 Reviews (0 Recent | ) Tim O'Hare NMLS# 349737. 5. However, many online brokers are free because they get a commission from the lender so don’t pass on charges to the borrower. After banner year, mortgage brokers seek more political clout. Veterans. The interest rates on NHG-backed mortgages are usually the lowest available. I am in DEEP dookie people!!!. In addition, the firm offers mortgage refinance programs for. Refinance. It started with a knock on the door, but became a high-interest mortgage that 79-year old Karl Hoffmann’s family says he never asked for or. 98 61 Reviews (0 Recent |. Discover also doesn’t offer government-backed refinancing. Loan Originator. Use our mortgage calculator to estimate the monthly mortgage payments for your new home in Tennessee. 00 5 Reviews (0 Recent |. Rocket Mortgage: Best for customer service. 5. 3%, according to the U. , Ricardo Gomez, Vic Malone - Peak Seven Mortgage, Garvens Group of Churchill Mortgage, Jeremy Carl Hinton - Security First Financial, The Letson. See more details. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. Location: 360 Remuera road, Auckland, New Zealand. 00 20 Reviews (1 Recent | ) Bay Capital Mortgage Corporation Tolbert Rowe NMLS# 182844. For example, a mortgage broker might charge 2. 0) Elite Lending Services, LLC Paula Kelley NMLS# 252079. Best Mortgage Brokers in Houston, TX - Christine Truong - CMG Financial, Texas Loan Star, Matthew Hyde Team - NRL Mortgage, Morton Mortgage, Maya Vasquez - Fairway Independent Mortgage, Mortgages Direct, C & T Mortgage, Tyroch Team - Movement Mortgage, Top One Mortgage, Angela Cunningham - Mortgage Loans by Angela. 1. Our Brokerage offers Mortgage agents 15 years of experience,. Whether you’re looking to buy your first home in Mn, MN, move to a different Mn home, or refinance your existing mortgage, you can use our lender directory to find a local professional who can help. Ethics and fraud: three hours. 00 2 Reviews (0 Recent | ) Nora Coronado NMLS# 429588. See more reviews for this business. MortgageRight James E Prince NMLS# 186488. Juan Arce is a senior mortgage loan officer at Neighborhood Loans. New American Funding: Best for low APR. But despite high mortgage rates, a refi could make sense for other reasons, including changing your home loan type or term length. He is affiliated with United First Mortgage. Facebook-sponsored posts or. Loan programs include FHA, VA, conventional, and construction loans. Fee Free Mortgage Advice from the UK’s Best Mortgage Broker. The brokerage is a part of the M3 Financial Group and operates as Mortgage Alliance Group in all provinces except Quebec. 0) Washington Home Mortgage Corporation David Allen Eynck NMLS# 199989. Here are the current mortgage rates, as of Nov. 4. 8 months ago. As an Australian mortgage broker located in Dookie we are focused on helping individuals and businesses secure financing for your next property. Mortgage rates. 0/5. Best Mortgage Brokers in Oakland, CA - The Wyatt Team, JVM Lending, Jay Sondhi, U. A broker can assist a client with fee management concerning their desire to obtain a mortgage or approach a new lender. Borrowers are encouraged to shop around for mortgage brokers and should ask how much they can expect to pay in fees, which are typically 1% to 2% of the loan. It has been providing Birmingham and its surrounding areas with mortgage brokerage services that fit any homebuyer's needs. 00 3 Reviews (0 Recent | ) Benchmark Mortgage Marlowe Leanne Campos NMLS# 1621669. Local mortgage brokers can guide you to the right loan options. Bill Black is a mortgage broker for Northwest Funding Group, a Vancouver-based financial services company.